Goal-based saving: from piggy banks to monthly deposits

Define financial goals and reach them with scheduled deposits.

Last updated: 2026-10-24

Define the goal

A good goal has an amount and a deadline: “save for a trip within six months”.

Split the goal into monthly deposits and schedule them in Cidna so it doesn’t depend on willpower.

Create one piggy bank per goal so each one’s progress is visible. Creating a piggy bank

Learn budgeting from scratch: income, categories, spending limits and monthly reviews.

A few simple habits that turn expense tracking from a chore into a 30-second routine.

How to track personal debts and receivables without awkwardness or forgetting.